Effective Date: May 31, 2025

Welcome to SMFG India. These Terms and Conditions govern your use of our website www.smfgindia.shop and all the digital marketing courses and services offered on the platform.

By accessing or using our website, you agree to be bound by these Terms. If you do not agree, please do not use the website.

1. Acceptance of Terms

By registering, accessing, or using our courses, you confirm that:

  • You are at least 18 years of age, or using the site under the supervision of a parent or guardian.
  • You agree to comply with these Terms and all applicable laws.

2. Account Registration

To access certain features or enroll in a course, you may need to create an account. You are responsible for:

  • Providing accurate information
  • Keeping your login credentials confidential
  • All activity under your account

We reserve the right to suspend or delete your account if any information is false or if you violate these Terms.

3. Use of Content

All content on this site — including videos, PDFs, text, and course materials — is the property of SMFG India and protected by copyright.

You may not:

  • Reproduce, share, resell, or distribute any content
  • Use content for commercial purposes without written permission
  • Modify or reverse-engineer any part of the site or courses

4. Payments and Refunds

  • All course fees are to be paid in full at the time of enrollment.
  • Payments are processed through secure third-party gateways.
  • Refunds are provided only under specific conditions, outlined in our Refund Policy (if applicable).

5. Course Access and Duration

Once enrolled, you will have access to course materials for the period specified at the time of purchase. SMFG India reserves the right to update or modify course content at any time.

6. User Conduct

While using the site, you agree not to:

  • Upload or share harmful, abusive, or illegal content
  • Violate any laws or regulations
  • Attempt to hack, spam, or misuse the website in any way

7. Termination

We reserve the right to suspend or terminate your access to the website or courses at our sole discretion, with or without notice, for violation of these Terms.

8. Disclaimer of Warranties

All content and services are provided “as is.” We do not guarantee:

  • That the website will be error-free or uninterrupted
  • That the results of taking a course will guarantee success, job placement, or earnings

9. Limitation of Liability

SMFG India is not liable for any indirect, incidental, or consequential damages arising from your use of the website or services.

10. Governing Law

These Terms are governed by the laws of India. Any disputes shall be subject to the jurisdiction of the courts in Bihar, India.